Open up a new blank image in PSP.
Click the ‘Text’ tool in the menu, and change the settings at the top of your screen to these (but any font and size):
In the colour palette, choose the colour you want your text to be, then click your image. Type whatever text you like in the box and press ‘Apply’. You should have something like this:
Next go to ‘Effects’ > ‘3D Effects’ > ‘Dropshadow’, and either change the settings until you get an effect you like or leave them as they are, then press ‘Ok’ to apply the effect.
Press ‘Ctrl’ on your keyboard and hold whilst you press ‘D’ to deselect your image, then save! Here’s my finished result: